Veterinary Practices

Best-in-class financial solutions

Start

We offer flexible buy-in and practice purchase financing.

Grow

Access working capital, including business lines of credit and credit cards.

Expand

Scale your practice with our flexible financing options for real estate and equipment.

Payments and Daily Operations

Minimize payment headaches and seamlessly manage your cash flow.

  • Use our Business Digital Banking to handle your online business financial transactions
  • Merchant services to expand customers' payment options and streamline your operations
  • Fraud prevention services to monitor your transactions and protect your business account

Smarter Financing

Get the capital you need, when you need it.

  • Credit to purchase or buy into a new practice, including SBA loansDD
  • Flexible financing options to purchase or lease new equipment
  • Capital to renovate your practice and better serve customers

Risk Management

Reduce your practice's financial risks and protect your assets.

  • Veterinarian professional liability policy to protect your businessD
  • Business income insurance to get reimbursed for covered lossesD
  • Cybersecurity insurance to cover you in the event of a data or security breachD

Invest in Your Future

Balance your risks and returns.

  • Financial planning for business owners
  • Access to First Citizens Investor Advisory ServicesD

Employee Benefits

Recruit and retain the best employees with our comprehensive services.

  • Retirement plansD
  • Group health benefitsD
First Citizens and You

The bank with your business in mind

  • Our skilled team of bankers will partner with you to help your practice achieve its financial goals
  • Our digital solutions empower you to operate more efficiently and effectively
  • Our comprehensive employee benefits servicesD help you build your team
  • We offer flexible financing and banking solutions that help you start, grow and expand your practice
Veterinary Practice Expertise

Understanding your business

  • Managing your practice requires hard work—we work just as hard to help you grow
  • Your challenges are just as unique as your business—we offer financial solutions tailored to your needs
  • Whether you're purchasing or buying into a practice, we can provide access to capital
  • We're knowledgeable about the veterinary industry and can position you to adapt as the industry changes
Our Promise

Impacting the veterinary industry

Forever First

Your financial needs will change at every stage of your veterinary career, and we will be there to meet them.

Better banking

We make managing your business finances simpler with smart financial solutions, tools and resources.

Community involvement

We are committed, local partners who are invested in the success of both your practice and your community.

New business financing

We offer flexible payment schedules and repayment terms up to 10 years.

Attract and keep the best talent

Take advantage of group health benefits and retirement planning servicesD for employees.

Reduce your business risks

From business property and liability to workers' compensation, we cover all your insurance needs.D

Finance new equipment

Get up to 100% financing with flexible loan or lease repayment terms.

Remote Deposit Capture

Make deposits from anywhere, at any time.D

Leverage the professionals

Our experienced bankers understand the veterinary industry.

Veterinary Practice Insights

Grow your expertise

Industry Expertise

Consider Student Loan Assistance for Vet Staff

Learn about programs that could help your staff manage their debt and vet school payments.
As an owner or operator of a vet clinic, it's important for you to learn about employer-provided student debt assistance.
Industry Expertise

Boost Your Vet Clinic's Cash Flow

Marketing can help you get more customers in the door—and keep more revenue from going out of it.
One way to expand your customer base is to diversify your services.
Industry Expertise

A Beginner's Guide to Opening a Vet Clinic

From location to staffing, starting a veterinary practice requires thinking like a business owner.
Equipment and technology are among the largest expenses for vet clinics.
explore more veterinary healthcare insights

Account openings and credit are subject to bank approval.

Approved to offer SBA loan products under the SBA Preferred Lenders program.

First Citizens Bank offers SBA 7(a) loans in all US states except Vermont.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Remote Deposit Capture is subject to contractual terms and conditions.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941