Dental Practice Banking

Smart solutions to help your dental practice shine bright

Start

We offer flexible startup, buy-in and dental practice purchase financing.

Grow

Keep your dental practice competitive with the most current tools and technology.

Expand

Prepare now so you can rest easy and enjoy the best life has to offer.

First Citizens and You

A tailored approach

  • We provide checking, payment and deposit solutions to help you maximize your dental practice's cash flow
  • We offer life insurance, executive benefit, key employee, deferred compensation and business continuity planning for your long-term needsD
  • Whether you're still in school or financing a new dental practice, our checking and financing options lay the groundwork for a better financial future
  • Preparing for life after dentistry? Our wealth management servicesD help you leave a financial legacy
Our Expertise

We know your business

  • We know your dental practice is both your passion and your livelihood—we work with you to make your financial dreams a reality
  • Our skilled team of bankers understands the healthcare industry and the challenges you face at every stage of your dental career
  • We realize every dental practice has its unique challenges and provide solutions tailored to the needs of your business
  • Whether you're opening a new practice or rapidly scaling your business, we partner with you to provide the necessary capital
Dental Practice Financing & Banking Services

We're with you for the life of your business

When you're still in dental school

We want to help you manage your personal finances now, so you'll be prepared for what's to come. First Citizens personal checking options are a great way to start.

When you're ready to start your own practice

We offer flexible startup, buy-in and practice purchase financing. And we know the cash-flow challenges you'll face and have flexible dental practice loan repayment terms to help.

When you're ready to expand

Enjoy flexible expansion and real estate financing options and up to 100% dental equipment financing. And retain the best staff with our comprehensive employee benefits.D

When you're thinking about retirement

Prepare now so you can rest easy and enjoy the best life has to offer. When it's time to sell, we'll help you determine the value of your dental practice. And our estate planning and wealth management servicesD provide a clear and straightforward path toward leaving your legacy.

Get new business financing

We offer flexible payment schedules and loan repayment terms up to 15 years.

Attract and keep the best talent

Take advantage of group health benefits and retirement planning servicesD for employees.

Reduce your business risks

From business property and liability to workers' compensation, we cover all your insurance needs.D

Finance new equipment

Get up to 100% financing with flexible dental practice loan or lease repayment terms.

Use Remote Deposit Capture

Make deposits from anywhere, at any time.D

Leverage the professionals

Our experienced bankers understand the dental industry.

Dental Practice Financing FAQ

People often ask us

To get started with a dental practice loan at First Citizens, talk to a banker. We'll walk you through how to get a dental practice loan and gladly answer any questions you have about the process.

We offer dental practices flexible payment schedules and loan payment terms up to 15 years. Term limits may be determined upon loan amount range, repayment term range, interest rate range and time for approval. Talk to a banker from First Citizens to find out more.

Through our equipment financing and leasing program, we offer up to 100% financing across a wide array of dental equipment. Our program focuses on flexibility by structuring terms that meet our clients' cash flow, tax and accounting needs.

A practice buy-in loan enables an associate medical professional to buy into an established practice to share in ownership.

Dental Practice Financing Insights

Grow your expertise

Industry Expertise

The Business and Financial Side of Running a Dental Practice

A customer-focused outlook will help guide your dental practice toward financial success.
View your operations from the perspective of a business owner focused on customer service.
Industry Expertise

All About the Fee-for-Service Compensation Model

In FFS, the dental services you offer aren't limited to what insurance companies might cover.
Adopting this model might bring about some changes in your client base and office finances.
Industry Expertise

Make Your Dream Dental Practice Doable by Managing Your Student Debt

Here's how to manage your dental school debt and get ready to launch your own practice.
If you manage your debt effectively, you may still be able to open your dream practice.

Account openings and credit are subject to bank approval.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Remote Deposit Capture is subject to contractual terms and conditions.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

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