Banking Insights

Explore insights for your small business

Banking

An Overview of Real-Time Payments

Instant payments can enhance cash management by receiving funds 24/7, every day of the year. See how these popular services can help your business succeed.
Potential improvements to cash flow, easier reconciliation and 24/7/365 service levels have helped make instant payments increasingly popular among small- to medium-sized businesses during the last few years.
Banking

Tips for Choosing a Business Banking Partner

Consider these factors when deciding on a financial partner for your business banking needs.
By opening a business bank account, you'll also start a relationship with a bank to help you achieve different goals as your business grows.
Banking

The Benefits of Relationship Banking

Instead of treating customers as transactions, relationship banking focuses on individual service.
The key to success with relationship banking is a focus on the individual.
Banking

Find the Right Banking Partner for Your Nonprofit

Your nonprofit's bank should be a partner in pursuing your mission.
A community bank might provide more personalized support and might form deeper relationships with customers.
Banking

Put Your Money to Work for Your Business With a Sweep Account

Instead of letting money sit idle in your bank account, maximize its potential with a sweep account.
A sweep account is a financial product that sweeps funds between checking and higher interest-bearing accounts.
Banking

What to Know About Authorized Signers

It could be time to add an authorized signer to your checking account. Here's how.
As the owner, you can decide whom you'd like to make an authorized signer on a bank account.

Showing 1 - 6 of 6 results

Showing 1 to 6 of 6 results

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

First Citizens Bank is a Member FDIC and an Equal Housing Lender icon: sys-ehl.

NMLSR ID 503941