Small Business Payments and Transfers
Simplify the way you pay
Make payments or transfer money from your mobile phone, tablet or desktop
Move your money where you need it
Pay down your business's loan or line of credit, or transfer money to cover expenses—all from the convenience of your computer or mobile device.
Expedite payments with ACH and wire
Pay employees and vendors or draft your customers securely with Automated Clearing House, or ACH, to save time. Your employees and vendors will appreciate the convenience of direct deposit, which gives them quicker access to their money. Need it there faster? Send domestic wires in real time.
Pay bills in seconds
Take control of your accounts payable with our easy and convenient bill pay service.
People often ask us
While Zelle® is a great way to pay many eligible small businesses, it's only available for consumer Digital Banking customers at First Citizens.
Domestic wires can be sent to US recipients using the Routing Transit Number, or RTN, for the US financial institution. However, you must enroll in advance for access to wire transfer services via Digital Banking. A monthly fee applies for wire module access and a per-transaction fee applies to each wire transaction. See our Digital Banking fee schedule for more information.
At this time, international wires aren't available within Digital Banking.
You can make both federal and state tax payments. However, you must enroll in advance for access to this service. A per-transaction fee applies to each tax payment transaction. See our Digital Banking fee schedule for more information.
Yes. Initiation of ACH payments or collections are available. ACH payment transactions are processed on a prefunded basis based on available funds. You must enroll in advance for access to ACH services within Digital Banking. See our Digital Banking fee schedule for more information.
Please see our Business Digital Banking Fee Schedule and Digital Banking Agreement.
First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.