Bank account reconciliation

Save time and money reconciling checking accounts

Save time

Reduce expenses and save time reconciling checking accounts.

Get quick access

Easily find and report checks paid during the month.

Receive alerts

Get status updates on checks with stop payments.

Bank Account Reconciliation Services

Three ways to reconcile

No matter your business, we have a bank reconciliation service that'll work for you.

  • Full reconciliation: Provide information on checks issued, and we'll do the comparing for you.
  • Partial reconciliation: Get a consolidated report, alerts for stop payments and digital copies of paid checks.
  • Deposit reconciliation: Deposit checks at any First Citizens branch, or use Remote Deposit Capture.
How it works

Full reconciliation

Using full bank account reconciliation, you can simply provide us with information on checks issued during the month and we'll compare it with the checks that have been paid.

Reports

We send consolidated reports of paid and unpaid checks, along with category totals. Additional reports are available.

Voided checks

This includes notes for any checks reported as void or canceled during the period.

Alerts

You'll get status updates of any checks with stop payments in effect.

Useful data

You'll see digital files of paid checks to upload to your bank account reconciliation software.

Fraud protection

Our full reconciliation service is paired with Check Positive Pay to maximize fraud protection.

How it works

Partial reconciliation

With partial bank account reconciliation, information on checks you issue during the month is required.

Reports

Receive a single report listing check numbers, amounts and dates paid for all checks.

Alerts

Get status updates of any checks with stop payments in effect.

Useful data

You'll see digital files of paid checks to upload to your bank account reconciliation software.

How it works

Deposit reconciliation

With deposit bank account reconciliation, you can make single deposits at any First Citizens branch or by using Remote Deposit Capture—saving you both time and money.

Lower costs

Reduce expenses by eliminating multiple deposit accounts and transfers.

Detailed reports

Produce detailed summary deposit reports daily, weekly or monthly—by location.

Reconcile faster

Speed up bank account reconciliation by identifying returned deposits and corrections by location.

Online access

Access mobile and online deposit activity using Commercial Advantage.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

FAQ

People often ask us

Bank account reconciliation is the process of ensuring that your bookkeeping balance matches with your bank account balance by comparing both accounts. The idea is to align them and make the records match exactly.

A bank reconciliation statement is a summary of your business's banking activity for a specific timeframe, usually a month. It's designed to help you reconcile your financial records with your bank account so the balances match exactly.

Normal bank approval applies.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941