Construction & Renovation Loans
One loan to improve your home or build a new one
One Simple Closing
One closing covers financing for the build and the long-term.
Financing That Fits
Pay interest-only payments on your loan while construction is underway.
Build It Your Way
Apply your loan on either a primary or secondary residence.
Qualify for a construction and renovation loan
Create an account in our online application platform. Here's what you'll need to apply for a construction and renovation loan.
Make construction financing seamless
Bundle closings and purchases
Get one convenient closing for construction and permanent financing, and bundle land purchase into your loan, too.
Make payment flexible
You can make interest-only payments during the construction phase of your build or renovation.
Go beyond the limit
Loan amounts are available beyond what traditional mortgage loans can offer, up to $3 million.
Avoid construction headaches
We give you one less thing to worry about by paying your builder as construction progresses.
Get guidance through the homebuying process. We're here to help.
Keep your home and your family safe
Protect all your vehicles
Normal credit approval applies.
Not applicable in all states.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.