Personal Insights

Explore insights for your lifestyle

Investing

Why Diversification In Investing Is Important

Mix different types of investments to temper risk and meet your goals.
Not all levels of risk are right for each investor.
Security

Are In-App Purchases Safe?

Learn the risks of in-app purchases.
Keep your information secure when purchasing within apps.
Family

Should You Open a Joint Bank Account

Opening a bank account with your partner is an opportunity to talk about your shared goals.
Regardless of what you and your partner choose, it's important to have honest financial discussions often.
Family

3 Ways to Teach Your Kids Financial Literacy

Set your kids up for a healthy financial future.
You don't need to be a financial expert to teach your kids healthy spending habits.
Family

What Is Estate Planning?

Planning is a big part of wealth management.
Be intentional about how your wealth and belongings are distributed.
Career

Why You Should Work in Banking

Banking is known for its job stability.
Banks are a stable place to keep your money, and also a stable place to work.
Debt

Pay Off Debt or Save?

Feel more confident spending money on the things you want the most.
Good news—you don't have to choose between the two.
Retirement

Choosing Between Traditional and Roth IRAs

The main difference is how and when you get tax breaks.
Ask yourself how and when you want to receive your tax benefits.
Retirement

Building Financial Security Takes Patience

Invest for the long term rather than prioritizing short-term wins.
A simple waiting game today can lead to big benefits tomorrow.
Family

Choosing a Bank for Your Family

Financial needs may change as your family grows.
Pick a bank that can grow with your family.
Investing

What Are Diversified Investments?

They can manage your risk and maximize your returns.
Risk and reward go hand in hand when it comes to investing.
Security

Prevent Bank Account Fraud

Keep your bank accounts secure with these steps.
Simple common sense can help you protect your bank accounts.
Calculator

Save for College

Find out how much you should start budgeting to save for college.
Calculator

Calculate High-Yield CD Savings

Find out how much you can save with an 11-month, high-yield CD savings account.
Calculator

Are Credit Card Balance Transfers Worth It

Find out if you would benefit from a credit card balance transfer.
Calculator

Is a Shorter Mortgage Term Right for You?

Refinancing to a shorter term could save you thousands in interest and help you pay off your mortgage faster.

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

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