Personal Insights

Explore insights for your lifestyle

Security

Keep Your Accounts Protected From Data Breaches

Data breaches are common enough that it's smart to put some protective measures in place.
If you don't see any immediate evidence of identity theft but are still concerned you're vulnerable, you can enroll in credit monitoring.
Saving

How to Save for a Wedding

You can have the wedding of your dreams, even on a budget.
A beautiful, meaningful wedding doesn't have to break the bank.
Career

Finding the Right Workplace Culture

You spend about a third of your life at work, so it makes sense that you should enjoy being there.
Culture is how an organization puts its values into action by engaging and supporting its customers, community and employees.
Home

Using Home Equity in a Crisis

Get to know your options for using home equity so you can make the right decision for you.
The most important factor in deciding whether to use home equity is your ability to pay back the loan or credit installments.
Banking

How to Switch Banks

Your complete guide to switching to a new bank.
Everything you need to make the change while putting you and your family first.
College

Start Saving for College Early

Once you establish a college savings habit, you can increase your contributions over time.
A 529 plan is a tax-advantaged way to invest money for your child's future college expenses.
Career

Budget Shifts to Make When Working From Home

Working from home can save you money, but you'll need to plan ahead
Consider increasing your grocery and utility budget each month to account for any extra costs.
Home

Pay Off Your Mortgage Faster

Do the math before you decide if an early pay-off is right for you.
Paying off your mortgage early could have its benefits.
Home

Should You Pay Off Student Loans or Buy a House?

You might not have to choose between the two.
Student debt doesn't have to be a barrier to home ownership.
Taxes

DIY Taxes: Cost Versus Complexity

Are you missing out on tax savings by doing it yourself?
Choosing the right approach to your taxes can save you time and money.
Debt

How to Decide Which Debt to Pay Off First

Some debts have bigger impacts than others.
Prioritize paying off debts that will save you the most.
Banking

How a Community Bank Can Benefit You

Working with a community bank is a win for your personal financial needs and your community.
Personal, attentive customer service is one of the hallmarks of community banking.
Budgeting

Digitally Balancing Your Accounts

Stay safe and prepared with this habit.
Keep tabs on where your money is going by balancing your accounts digitally.
Career

How to Rollover Your 401(k)

Consolidating your assets could make them easier to manage.
Protect your savings when you switch jobs.
Credit

What to Know Before Closing a Credit Card

Learn how to close a credit card and what impact it could have on your score.
Closing one card may not have much impact on score.
Saving

Don't Stash Your Savings in Cash

Hiding cash at home doesn't keep it safe.
Think about how the choice could impact your financial future.

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This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

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