Private Banking

A holistic approach to private banking solutions

A partnership you can count on

Our customized private banking services revolve around you and your unique financial journey. A team of financial partners is dedicated to helping you navigate life's changes and implement sound financial solutions.

Our private banking services

Explore a range of customized banking solutions to meet your unique needs.

Deposit Solutions

Reach your short- and long-term financial goals through a range of services based on your unique financial plan and supported by a dedicated private banker.

Private Mortgage Lending

We have decades of experience helping high-net-worth clients with both traditional and complex income sources finance their dream homes while keeping an eye on their long-term wealth strategies.

Securities-Backed Lines of Credit

Partner with your private banker to explore ways to access liquidity without disrupting your long-term investment strategy—plus, low-cost financing options and a quick, efficient process.

Customized Lending

We offer an advice-driven approach to identify sources of collateral, explore flexible terms and coordinate solutions aligned to your overall wealth plan—all backed by the strength of First Citizens.

Private Banking FAQ

People often ask us

Private banking provides highly customized, relationship-based banking services to eligible clients based on their unique needs and overall wealth strategy. These services include enhanced deposit solutions, private mortgage lending and customized and securities-backed lending options.

A private banker is a financial professional who works one on one with private banking clients to understand their unique financial plan and provide personalized services to support their goals. Private bankers also connect private banking clients with a larger dedicated team of banking, lending, trust and wealth management professionals.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results. Asset allocation, dollar cost averaging and diversification do not guarantee a profit or protect against loss. There is no guarantee that a strategy will achieve its goal.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, Equal Housing Lender; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Bank deposit products are offered by First Citizens Bank, Member FDIC.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.