Expanding Wealth Philosophy
Creating a strategy that fits your financial lifestyle
Understanding where you are financially today and where you want to be in the future is key to identifying strategies to build on your wealth. We believe having access to your full financial picture allows you to take a holistic approach to money management.
The power of your financial plan lies in disciplined processes, personalization and a goals-based approach.
Our process is coordinated with your goals in mind. We help you navigate life's changes and implement sound financial solutions as your needs evolve over the years.
Understand Your Goals
We take the time to understand where you are in your financial journey. We'll talk about your tolerance for risk, what you want to achieve and how your family fits in.
Determine Where You Stand
We review your goals and whether you're on track to meet them, your current resources and any concerns about your current financial strategy.
For a truly comprehensive approach, our team focuses on bringing together the advice and resources you need to help optimize your financial strategy and guard against possible pitfalls. We’ll also collaborate with your other trusted partners such as tax and legal professionals.
Implement The Strategy
Based on our conversation around the recommendations that are most effective for you, we’ll help employ these strategies and identify possible impacts as your plan is implemented.
Monitor Progress Toward Goals
Finally, we'll continue to analyze your results going forward to keep your plan aligned with you and your family as your priorities change. As we get closer to meeting your goals, we'll recommend changes if necessary so your strategy aligns with your needs.
Our Investment Philosophy
A True Partnership
When it comes to money management, we believe in being a strategic partner. And you’re the key to how that partnership looks. We start with your goals and determine the best ways to save and invest to help you meet those goals. Then, we help you understand your options fully so you can make informed choices about your money.
We never lose sight of your needs when investing your money. There are many factors to consider, including tax efficiency, when you need your funds and how you feel about risk in the market. This is why taking the time to understand your personal financial situation is so critical. Our primary concern is making sure you have the money you need, when you need it.
We take a long-term approach to investing. For instance, your investment strategy may be more growth oriented if you're a younger investor, and possibly geared toward preservation if you’re closer to retirement. No matter the strategy, it will always be shaped by your goals. And because we stay in touch with you and your changing world, we’re able to adjust your portfolio as needed.
Gain insight into your full financial strategy
Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.
First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, Equal Housing Lender; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.
Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.
See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.