Insurance Agents

Plan for tomorrow with insurance agency services

Our Expertise

Focused on your agency needs

  • With over a century of banking experience, we can help tailor a comprehensive range of products and services to help your insurance agency meet its goals
  • Ensure professional efficiency with a full range of business checking and savings accounts, loans, and lines of credit
  • Manage your accounts with consolidated money manager and no-cost trust accounts
  • Safely navigate payments and daily operations with fraud prevention and protection
Products and Services

Customizable financial solutions for insurance agents

Owner Occupied Real Estate

Grow your insurance agency's operations with commercial real estate loans and mortgage lending.

Equipment Lending

Get flexible lending and leasing solutions for the equipment you need to take care of your clients.

Credit Cards

Conveniently handle business spending and earn rewards at the same time with a line of business Visa® credit cards.

Merchant Services

Get customized payment processing services that scale with the size of your operation.

Commercial Advantage

Quickly access and manage your business accounts on the go, with 24/7 mobile access.

Remote Deposit Capture

Spend more time at your agency, and less time at the bank, by depositing checks remotely using our desktop scanner.D

Fraud Risk Management

Protect your agency's payments and daily operations from every angle with advanced fraud prevention.

Wealth Advisory

Our institutional wealth advisors guide you to better financial benchmarks.D

FAQ

People often ask us

From short-term working capital to long-term financing solutions, we offer many options for insurance agents. Real estate loans, SBA loans, and depository and treasury services are some of the solutions that we can discuss together.

We offer multiple options to help you make and receive payments. ACH and merchant services provide opportunities to manage accounts receivables and increase payment timing. Purchasing cards offer the ability to reduce fraud, monitor your accounts payables and manage your cash flow.

Professional Services Insights

Expand your expertise

Industry Expertise

Bundle Insurance: How to Lower Costs for Customers and Boost Business

Insurance agents looking to grow their business should consider bundling policies.
Offering bundled insurance is the perfect cross-selling opportunity for an insurance agent.
Risk Management

The Keys to Successful Risk Management Training

Creating a solid risk management training program is a smart idea, effectively enabling a company to succeed. Here's how.
When leaders and team members understand and buy into the importance of risk awareness and mitigation, the business can move toward its strategic goals.
Risk Management

Business Liability Insurance for Growing Companies

Company expansion is exciting. But alongside growth comes exposure to additional risk.
Expanding businesses can lead to changes that expose companies to additional liabilities and risks.
explore more professional services insights

Account openings and credit are subject to bank approval.

Remote Deposit Capture is subject to contractual terms and conditions.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

NMLSR ID 503941