401(k) Plans

Choosing a retirement plan just got easy

Attract Employees

Win over and retain top talent by offering retirement benefits.

Tax Advantages

Make tax-deferred contributions through payroll deductions.

Custom Plans

Identify the best plan that fits your business needs.

ELIGIBILITY

Choose your plan

401(k) plans are best for business owners that want flexibility and choices.

  • Create your plan the way you want with flexible employer matching guidelines
  • Save more for yourself and your employees with high contribution limits
  • Retain employees with more choices like a Roth or Traditional 401(k)
Simple 401(k) Plans

Minimize paperwork

Consult with us to learn more about plans like Safe Harbor or Simple 401(k).

  • Save time and money with less administration and oversight than a traditional 401(k)
  • Employees enjoy immediate ownership of employer contributions
  • Offer additional employee perks like loan advances
Traditional or Roth 401(k) plans

Maximize your options

Take advantage of the most flexible and comprehensive plans.

  • Put away more money with tax-deductible contributions and matches
  • Give employees the choice to pay taxes now or wait until they withdraw
  • Retain employees by scheduling when you match contributions

Not sure where to start? We'll help you find the path to a successful retirement today

MoneyGuidePro®

View your financial plan at a glance

Adjust goals to see different scenario outcomes

Collaborate with your financial partner

MoneyGuidePro®

View your financial plan at a glance

MoneyGuidePro®

Adjust goals to see different scenario outcomes

MoneyGuidePro®

Collaborate with your financial partner

Qualified Retirement Plan

Create a retirement package for your employees

A strong employee retirement plan can increase your bottom line.
Market Commentary

Make sense of the markets

We have our fingers on the pulse of the economic growth, investor sentiment and valuation trends.
Insights

Grow your business

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Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. First Citizens Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and First Citizens Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. First Citizens Asset Management, Inc. provides investment advisory services.

Bank deposit products are offered by First Citizens Bank, Member FDIC.

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This information is provided for educational purposes only and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. First Citizens Bank (or its affiliates) neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation.