Business Cell Phone Protection

Get cell phone protection with your First Citizens business credit card

Automatic Enrollment

Use your card to pay your monthly bill to qualify.

Cost-Effective

First Citizens Business Rewards or Cash Back Visa® Credit Card holders get coverage at no cost.D

Comprehensive

The policy covers stolen and damaged phones.

Keep your phone in good hands

FAQ

People often ask us

To submit a cell phone protection claim, you’ll need to provide documents to prove that you purchased your phone, like an original store receipt, as well as proof that you paid your monthly bill with your First Citizens credit card. If your phone was stolen, you’ll need to provide a police report. You may be required to submit additional documents. Please review the Business Visa Credit Card Guide to Benefits: Cell Phone Protection (PDF) for full details.

All protection is different. We recommend you review the Business Visa Credit Card Guide to Benefits: Cell Phone Protection (PDF) and compare it to your current protection. Based on your needs, you can determine if it makes sense to continue paying a monthly fee for your current protection, or cancel it and use the benefit offered through First Citizens.

No. Phone accessories other than standard battery or standard antenna provided by the manufacturer, such as cases or PopSockets®, aren't covered.

No. There’s no need to enroll. Enrollment in the program is automatic as long as you pay your monthly cell phone bill with your First Citizens Rewards or Cash Back Visa® Credit Card.

The benefits administrator may choose to repair or replace your phone, or reimburse you for the current suggested retail price of a replacement cell phone of similar kind and quality. Your reimbursement will exclude taxes, delivery and transportation charges, and any fees associated with the cellphone service provider, minus your $100.00 deductible. Reimbursement typically takes about 10 business days from the receipt and approval of the claim form and all the required documents.

No. Phones that are lost or misplaced aren't covered.

Cellular Telephone Protection, Purchase Security/Extended Protection, Extended Warranty Protection, Travel and Emergency Assistance Services, and Auto Rental Collision Damage Waiver provided by Visa. Certain terms, conditions and exclusions apply. Please refer to the Business Visa Credit Card Guide to Benefits: Cell Phone Protection and Rewards (PDF) for complete details.

Cell Phone Protection is subject to a $100 deductible and maximum benefit limit of $600 per occurrence. Protection covers cell phones billed to your First Citizens Business Rewards or Cash Back Visa® Credit Card, subject to a maximum of three claims, per rolling twelve-month period. This benefit does not cover cell phones that are lost. Please read the Business Visa Credit Card Guide to Benefits: Cell Phone Protection (PDF) for complete details.

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