Credit & Financing

Financial resources to help power your business

Expand your financing options

Get the resources you need to make your business flourish. Choose from a variety of small business credit and financing options, including credit cards, loans, lines of credit and letters of credit.

Credit Cards

There are a lot of reasons to carry a First Citizens Business Visa® card. Separate your personal and business expenses while earning rewards and cash back, empowering your employees and managing spending.

Business Financing

Get the cash infusion your business needs to expand and grow or just to free up your cash flow.

Equipment Financing & Leasing

Finance essential equipment and vehicles for your business or provide financing to your customers.

SBA Loans

Grow your business on your terms, whether you're just starting out or expanding your existing operations.

USDA Business Loans

Expand and improve business opportunities in rural communities.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send & transfer money with ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send & transfer money with ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Small Business Credit & Financing Insights
Starting a new business

Normal credit approval applies.

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NMLSR ID 503941