Moving Your Money
Automated Clearing House (ACH) Origination
Summary of service
Automated Clearing House Origination services allow business customers to pay employees and vendors (Credit Origination) or to collect utility payments, HOA fees and dues (Debit Origination). ACH transactions are electronic debits or credits and may be initiated and processed via Commercial Advantage. Submission of ACH files can be transmitted via Direct Send.
Essentials to know
Required NACHA file changes for ACH Originators—view our NACHA File Specs (PDF) for full details:
Additional resources
Processing an ACH Batch
Create and modify an ACH payment by using an ACH template.
Creating an ACH Template
Use templates to choose how many approvers will be required for payments, and if there's a maximum amount allowed.
Importing a NACHA File
Import NACHA file payment details from another application for processing.
NACHA File Specs
Here are all the current NACHA specifications for your reference.
ACH Payments
Learn how to create, manage and approve ACH payments.
NACHA File Information
Instructions for compiling your data entries, files and batches into an acceptable NACHA file format.