Accounts Receivable Factoring

Improve your working capital with invoice factoring services

Factoring services designed to meet your needs

Accounts receivable factoring is a financial tool that can help you improve cash flow, improve collections and control exposure to bad debts. Essentially, it provides you with working capital to run your business and have the peace of mind that you'll get paid for approved and undisputed invoices by working with a factoring company.

Let's work together on accounts receivable factoring today

Contact our commercial services team

What we offer
Our factoring services

Notification factoring services

Notification factoring provides an outsourcing option that includes customer credit analysis, accounts receivable collections and accounts receivable bookkeeping. Our factoring services cost is generally lower than if the functions were handled in-house. We underwrite your buyer's financial ability to pay, you sell the invoices to us, and we provide peace of mind credit protection on the approved and undisputed accounts receivable you sell to us.

Non-notification factoring services

A non-notification factoring program is similar in many aspects to notification factoring. Non-notification factoring allows companies to use us for customer credit analysis while maintaining their own accounts receivable collections and bookkeeping departments.

International factoring services

This international factoring option is typically available on a non-recourse notification basis, although non-notification may be available in some cases. It can be used to facilitate either import or export sales.

Accounts receivable factoring service benefits
Structure. Support. Experience.

Flexibility

For over 100 years, we've supported clients by providing financial flexibility and innovative solutions to facilitate growth.

Commitment

Unlike some firms that enter and exit markets based on cycles, our commitment to the marketplace is unparalleled. We have thousands of buyers in our database.

Experience

We're relationship-driven and pride ourselves on our employees' experience and deep industry knowledge.

Infrastructure

We offer what we believe to be best-in-class operations and systems to bolster your growth objectives.

Availability

Our online system is available 24 hours a day, 7 days a week to support your needs.

Industry Insights
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Normal credit approval applies.

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CIT Commercial Services primarily conducts business through The CIT Group/Commercial Services, Inc., a wholly-owned subsidiary of First-Citizens Bank & Trust Company.

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NMLSR ID 503941