College Insights
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College
College Savings: The Rules are Changing
529 plans have more flexibility than they once did, and there are other ways to save for college.
While 529s are the only tax-advantaged savings vehicle for college, there are other options that do create flexibility.
Debt
Student Loans: Consolidate or Refinance?
Check out the benefits of both student loan consolidation and refinancing. Either way, you could simplify payments and save on interest.
Consolidating student debt refers to combining several loans into one new loan.
College
Student Loans: Strategies for Repayment
Review the latest available programs and set a strategy for how you'll pay down your student loans.
Now's a great time for most borrowers to revisit their budgets and consider reducing their discretionary expenses as they transition back into loan repayment mode.
College
Paying Off Student Loans: Here's How
There is no one best way to pay off student loans. Here's how to find the right method for you.
If you have certain federal student loans, you may qualify for an income-based repayment plan or a pay-as-you-earn plan.
Debt
Ways to Manage Student Loan Debt
There are steps you can take to get control of your student loan debt so it doesn't interfere with your other goals.
Before refinancing any student loan debt, weigh the pros and cons.
College
When It's OK Not to Save for College
Some alternatives may be better for you than contributing to your child's 529 plan.
As much as you may want to provide for your children, the reality is that few parents can cover the entire cost of college expenses.
College
How to Find Grant Money for College
Similar to scholarships, grants are another form of gift aid to help defray the cost of college.
The federal government is the largest provider of grants, but other sources of grant money include individual states, colleges, nonprofits and private organizations.
College
What Is the Best Way to Pay for College?
If your child's heart is set on college, you can find ways to make their education more affordable.
Before making a plan for college savings, it's important to get a sense of your child's goals.
Investing
Living Your Dreams Through Life Planning
Turning your dreams into reality doesn't need to start with facts and figures. It needs to start with you.
Security
How to Spot Student Loan Scams
Do you know how to identify a student loan forgiveness scam? Here's how to protect yourself.
There are legitimate loan forgiveness programs available, and student loan borrowers should know how such programs work so they can recognize student loan scams.
College
Understanding Your FAFSA EFC Number
The FAFSA EFC number is calculated based on your family's income and assets.
The federal government and colleges use the EFC to decide which types of student aid you're eligible for and how much aid you receive.
College
What Grandparents Should Know About 529 Plans
A 529 plan is a tax-advantaged savings account for school-related expenses.
A prepaid plan may help you save money if tuition increases during the next 4 years.
College
6 Ways to Use a 529 Plan
A 529 plan isn't only for tuition. A number of other education-related expenses qualify.
Providing your child with a 529 college savings plan is a great way to help them fund higher education expenses.
Family
Do Your Kids Need a Roth IRA?
Opening a Roth IRA for your kids can be a great way to save for college.
For many families, a Roth IRA may be a better savings choice than a 529 plan.
Saving
5 Financial Tips for Young Adults
Achieving the future you want starts with how you manage your finances as a young adult.
The sooner you begin planning your future, the sooner you can save and make smart financial decisions.
College
5 Ways to Build Credit in College
Building credit in college makes the transition to professional life that much easier.
Building credit as a college student gives you a leg up when you enter the professional world.
Showing 1 - 16 of 18 results
Showing 1 to 16 of 18 results
