Middle Market Banking Services & Solutions

Comprehensive solutions for middle market companies

Empowered relationship banking and expertise

Our middle market banking team has the industry expertise, services and financial strength that can help you take your business to the next level.

Industry knowledge

We have years of experience helping privately and publicly held mid-sized businesses grow and prosper.

Comprehensive approach

We offer customized middle market banking solutions that can help your business achieve long-term success.

Client focused

We're dedicated to building long-lasting relationships to help businesses advance their strategy and reach their goals.

Middle Market Banking Success stories
Recent transactions

Middle Market Banking
Real Estate Term Loan

$31,535,000

The Golden Touch Group
Middle Market Banking
Real Estate Term Loan

$33,480,000

Adams Beverages
Middle Market Banking
Senior Secured Revolving Line of Credit

$115,000,000

Doosan Bobcat North America Inc.

Our Middle Market Banking Approach
Stable. Reliable. Secure.

A track record of service

We're America's largest family-controlled bank, helping businesses like yours make more of their finances for more than 125 years.

High-performing, experienced team

Our relationship managers have an average of 20 years of experience providing financial guidance to companies ranging in revenues from $75 million to $1 billion. We serve a variety of industries, including commercial and industrial, distribution, wholesale, manufacturing, and logistics and transportation.

Smart, steady growth

Our customers benefit from our top-tier credit quality, outstanding capital strength and strong liquid balance sheet.

Webinar Series

Middle market banking business insights

Join us for a business-focused webinar series that provides a range of expert discussions from owners, executives, service providers and others engaged with middle market companies. This series explores insights into 2024.

Driving Value in Today's M&A Market

View a replay of the May 7 webinar.

Watch the Middle Market Banking May 7 Webinar
Middle Market Lending & Banking Services

Forward-focused financial solutions

  • Capital markets and syndication capabilities, including private placements
  • Working capital and revolving credit facilities
  • Asset-based factoring and supply chain financing
  • Equipment and vendor financing programs
  • Fixed assets and strategic initiative financing, including M&A
  • Treasury management solutions
  • Merchant services
  • Interest rate and foreign exchange risk management solutions
  • Commercial risk management and insurance
  • Institutional trust advisory, including 401(k) plans

Middle Market Banking Resources
Foreign exchange articles

First Citizens and You
Reach higher with middle market banking expertise

Watch the First Citizens Middle Market Banking video

Great businesses are built on strong relationships.

At First Citizens Bank, that's been our way of thinking for more than a century. Hi, I'm Brendan Chambers. And if your mid-sized company believes in strong relationships, too, First Citizens' new middle market banking team is the right partner for you.

We have the expertise and financial strength that can help you lift your business to the next level. And once you're there, we'll help you reach for the level after that. That's the value of a strong relationship. That's First Citizens middle market banking.

Middle Market Banking FAQ
People often ask us

Middle-market banking provides private, public and family-owned companies with financing solutions and sophisticated operating and banking support. First Citizens further defines the segment as companies with revenues ranging from $75 million to $1 billion and caters to their unique needs with products that include traditional lending for working capital, fixed assets and real estate—as well as cash-flow financing for acquisitions and a full suite of banking solutions.

No. Investment banking is a type of banking that arranges financial transactions for companies generally tied to M&A or IPO events.

An experienced team of middle market relationship bankers can provide financial solutions to help businesses reach their full potential. Middle market lending and banking services may include:

  • Capital solutions: We offer a variety of financing options to help companies optimize their financial resources.
  • Treasury management: Help optimize your operations with efficient cash flow management and payment solutions.
  • Liquidity solutions: Help improve cash flow, build working capital and enhance income with tailored solutions to manage operating and excess cash.
  • Risk management and insurance: Help mitigate financial risks and protect your business with tailored strategies catered to your business needs.
  • Industry expertise: Benefit from deep industry knowledge and specialized advice.

Middle Market Banking Insights
Expand your knowledge

Risk Management

Reducing the Risk of Data Security Breaches

Discover key prevention strategies to help protect your business against data security breaches.
Data security breaches are far more common than many people realize, and businesses of all sizes are at risk.
Technology

Should Your Company Pursue End-to-End Digitization?

Powerful, transformative technology can help shock-proof your business from future challenges.
When fully implemented, end-to-end digitization encompasses everything your company does, from sourcing raw materials to following up on sales made through your website—and it's all rooted in data.
Operations

Inventory Challenges of Wholesale Business

How can a business maintain the precarious balance between enough and too much inventory?
Having less inventory could drive value and efficiency.

Account openings and credit are subject to bank approval.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested. There is no guarantee that a strategy will achieve its objective.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, visit FirstCitizens.com/Wealth/Disclosures.

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.

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