Planning Insights

Explore insights for your lifestyle

Planning

Q2 2024 Quarterly Positioning

Patrick Nolan discusses the current market environment, portfolio positions and risk considerations for the second quarter.
Planning

Tips for Finding the Perfect Seasonal Residence

Ask yourself these questions before making a decision on a second home.
There are several factors to consider before adding a new property to your real estate portfolio.
Planning

Is Private Banking Right For You?

Here are some of the benefits you can expect if you choose a private bank for your financial needs.
The essence of a private bank is reflected in the quality and longevity of the relationships it forges over time.
Planning

Q1 2024 Quarterly Positioning

Patrick Nolan discusses investment strategies for the first quarter and throughout 2024 to help navigate potential market challenges.
Planning

5 Ways To Transfer a Home to Your Child

For parents looking to transfer, gift or facilitate property ownership for an adult child, there are a few key things to consider.
When you include your adult child on the title to your home, you now have exposed your home to your child's creditors.

Nerre Shuriah

JD, LLM, CM&AA | Senior Director of Wealth Planning

Planning

Understanding the TCJA Estate & Gift Tax Sunset

We believe estate and gift tax exemptions will change in 2026. Here's what you need to know.
While it’s possible the increased estate and gift tax thresholds may be extended or made permanent by legislation, we believe the exemption amounts will return to 2017 levels in 2026.
Insurance

Having the Long-Term Care Planning Talk

Aging is inevitable, and we owe it to our loved ones to get on the same page and plan for their future.
Creating a plan for your own or your parents' aging can seem daunting, but starting early enough and having an open dialogue can make the process go much more smoothly.

Kelly Sullivan

Manager of Life Insurance Sales, VP, First Citizens Center

Planning

Q&A: Institutional Portfolio Strategy

Phillip Neuhart and Craig Letendre discuss challenges and opportunities for institutional investors.
Planning

Things to Consider Before Traveling This Summer

Do you have plans to travel soon? Take these considerations into account before heading out so you can give yourself peace of mind.
If you're planning a long holiday, it's especially important to have a plan in place to protect your loved ones and assets if something unexpected happens.

Craig Shively

Wealth Paraplanner

Planning

Investing for Financial Goals with Different Time Horizons

Learn about investment opportunities for goals with different time horizons.
As with any other type of goal setting, start with the end in mind.
Planning

Forming a Cohabitation Agreement

Learn how you can protect your assets and secure your future with a cohabitation agreement.
Without a cohabitation agreement in place, there's no clear framework for resolving disputes or dividing assets in the event of a breakup or death.

Gregory Wesley-Shanks

CFP | Wealth Paraplanner

Planning

Financial Literacy for Kids

Explore the benefits of teaching financial literacy to kids, along with challenges and fun activities to make learning easy.
When teaching your kids financial literacy, include them in your money conversations at different ages to help bring consistency to their own money journey.

Nerre Shuriah

JD, LLM, CM&AA | Senior Director of Wealth Planning

Planning

Q&A: Frequent Portfolio Concerns

Understand frequent investment portfolio concerns, especially during times of volatility, to set yourself up for long-term success.
Planning

Available Tax Deductions Without Itemizing

Deciding whether or not to itemize deductions this tax year? Here's how it compares to taking the standard annual deduction.
Recent changes to the standard deduction amount—along with restrictions on some itemized deductions—have altered options when it comes to filing tax returns.

Walt Reed

First Citizens Director of Trust & Estate Tax

Planning

Addressing the Gender Pay Gap

Learn about various ways women and employers can help mitigate the gender pay gap.
While the gender pay gap has been slowly closing over the years, it still survives with women earning 82 cents for every dollar a man earns for the same work, but that doesn't tell the whole story.

Nerre Shuriah

JD, LLM, CM&AA | Senior Director of Wealth Planning

Planning

Things to Consider If You Got a Raise or Bonus Last Year

Earn a raise or bonus in 2022? Understand the financial implications so you're not stuck with interest or penalties come tax time.
Take time to celebrate your hard work that earned you a bonus and raise for this year—but also don't forget to be proactive about your new tax situation.

Walt Reed

First Citizens Director of Trust & Estate Tax

Showing 1 - 16 of 16 results

Showing 1 to 16 of 16 results

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Your investments in securities and insurance products and services are not insured by the FDIC or any other federal government agency and may lose value.  They are not deposits or other obligations of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amounts invested.

About the Entities, Brands and Services Offered: First Citizens Wealth™ (FCW) is a marketing brand of First Citizens BancShares, Inc., a bank holding company. The following affiliates of First Citizens BancShares are the entities through which FCW products are offered. Brokerage products and services are offered through First Citizens Investor Services, Inc. ("FCIS"), a registered broker-dealer, Member FINRA and SIPC. Advisory services are offered through FCIS, First Citizens Asset Management, Inc. and SVB Wealth LLC, all SEC registered investment advisors. Certain brokerage and advisory products and services may not be available from all investment professionals, in all jurisdictions or to all investors. Insurance products and services are offered through FCIS, a licensed insurance agency. Banking, lending, trust products and services, and certain insurance products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, and an Equal Housing Lender, and SVB, a division of First-Citizens Bank & Trust Company. icon: sys-ehl

For more information about FCIS, FCAM or SVBW and its investment professionals, click the links below:

FirstCitizens.com/Wealth/Disclosures

SVB.com/Private-Bank/Disclosures/Form-ADV

See more about First Citizens Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.

Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor.

This material is for informational purposes only and is not intended to be an offer, specific investment strategy, recommendation or solicitation to purchase or sell any security or insurance product, and should not be construed as legal, tax or accounting advice. Please consult with your legal or tax advisor regarding the particular facts and circumstances of your situation prior to making any financial decision. While we believe that the information presented is from reliable sources, we do not represent, warrant or guarantee that it is accurate or complete.

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