Home Equity Loans

Funding your dreams starts at home

The Funds You Need

Lump sum funds are available for specific needs.

No Surprises

Fixed monthly payments make for predictable monthly budgets.

Flexible Terms

Terms are available from 5 to 15 years.D

Benefits

Let your home fuel your goals

Transform your home's equity into funds that help you achieve your goals.

  • Up to 89%D loan-to-value financing on your primary home
  • Interest may be tax deductibleD
  • Get flexible terms and fixed payments
Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Seamlessly move your money

Set alerts for transactions

Digital Banking

Bank from anywhere with your mobile devices

Track your spending habits

Digital Banking

Bank from anywhere with your mobile devices

Seamlessly move your money

Digital Banking

Bank from anywhere with your mobile devices

Set alerts for transactions

Cash Back Credit Card

Cash back rules

Earn unlimited cash back and pay no annual fee with our Cash Back Rewards Visa credit card.
Free Checking

Keep banking simple with free checking

Enjoy the freedom of no monthly maintenance fee when you enroll in paperless statements.

Normal credit approval applies.

An example of a typical extension of credit with a home equity loan is as follows: An amount financed of $100,000 with a term of 180 months and an APR of 5.10%. The borrower will make 180 monthly payments of $790.27.

Some restrictions apply.

LTV only available for second liens.

Consult your tax advisor regarding the deductibility of interest.

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Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.