Business Savings
A variety of savings products to help you meet your financial goals
All business savings accounts include:
Interest on daily collected balance compounded daily and credited monthly
Visa® Business Debit Card
Secure Account Access via Online & Mobile Services
Access to 475+ ATMs
Put your savings to work
BUSINESS SAVINGS
- A stable, liquid savings account
- Two free withdrawals or transfers per statement period
- FDIC-insured up to applicable limit
- Only a low $100 account opening balance required
Competitive rates and unlimited access1
Commercial money market savings
- Commercial analysis account with no monthly maintenance fee
- Only $100 account opening balance required
- Interest compounded daily on the daily collected balance
- Unlimited withdrawals or transfers in-person, by mail or at any ATM2
The higher your balance, the greater your interest
Premium money market savings
- Tiered premium money market interest rates
- No monthly maintenance fee with an average daily collected balance of $25,000 or more
- Unlimited withdrawals or transfers in-person, by mail or at any ATM2
- No charge for the first 50 deposited items per statement period3
The safety of a guaranteed rate for your business savings
Certificates of deposit
- Choose the term that fits your needs
- Enjoy competitive interest rates
- Preferred interest rates4 for Premier Business Checking and Professional Business Checking customers
Account openings are subject to Bank approval.
1. Unlimited access applicable when withdrawals or transfers are made in person, by mail or at an ATM.
2. Federal regulations restrict preauthorized fund transfers on money market investment accounts and savings accounts. Account and transaction-related fees may apply; refer to the Disclosure of Products and Fees — Business Accounts and Services for details.
3. Each item or transaction (other than non-PIN debit card transactions) which results in a debit or credit to the account is considered a separate “item”, including each check, paper draft, deposit, item deposited, wire transfer, electronic withdrawal/transfer and PIN-based transaction.
4. Requires a minimum deposit of $5,000.
| Account type | Business Savings | Commercial Money Market Savings1 | Premium Money Market Savings1 | Certificates of Deposit | |
|---|---|---|---|---|---|
| Learn More | Learn More | Learn More | Learn More | ||
| What you want? | The benefits of liquidity for your cash while still earning interest. | Money market interest rate on your liquid funds. | Tiered rates: the higher your balances the more you earn. | A variety of investment terms, all with competitive rates. | |
| Interest | Interest compounded daily. | Interest compounded daily. | Interest compounded daily. | Interest compounded daily. | |
| Initial Deposit | $100 | $100 | $25,000 | $500-$2,500 depending on term. Preferred rates on CDs with a minimum of $5,000 per CD2. | |
| Monthly Maintenance fee | $5 | N/A | $15 | N/A | |
| Minimum average daily balance to avoid monthly fee | $300 | N/A | $25,000 | N/A | |
| Account type | Business Savings | Commercial Money Market Savings1 | Premium Money Market Savings1 | Certificates of Deposit | |
| Learn More | Learn More | Learn More | Learn More | ||
Account openings are subject to Bank approval.
1. Federal regulations restrict preauthorized fund transfers on money market investment accounts and savings accounts. Account and transaction-related fees may apply; refer to the Disclosure of Products and Fees — Business Accounts and Services for details.
2. Preferred rates for Premier Business Checking and Professional Business Checking customers.
Questions?
Email us
Or call
1.866.FCB 4BIZ (1.866.322.4249)
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