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Navigation Path: Home > Wealth Management > Personal Wealth > Investments & Brokerage > Commission & Fee Schedule Larger Type|Smaller Type|Print

Commission and Fee Schedule

The ability to view your First Citizens Investor Services brokerage account and to effect online transactions at your convenience is available to clients who have registered for online account access. With this service you can receive market data and detailed information about your securities account, including your positions, balances, activity and more. Just click on the appropriate link below to get started.

Asset Management Account Program

 

Minimum deposit required to open account:

$25,000.00 in any combination of cash and/or securities

Annual fee:

$100.00

Monthly service fee:

$25.00*

*To avoid the monthly service fee, maintain minimum balance in your AMA account of $25,000.00

Annual Account Fees for Asset Management Accounts:

All annual account fees on the AMA will be charges on the Anniversary Date of the account opening. FCIS may reduce or waive account fees based on a client's total household relationship, as follows:

For households with combined bank and brokerage assets of $250,000.00 or more on the account Anniversary Date. Your total household relationship includes all personal assets included in your FCB and FCIS relationship.

Equities

Principal Value Commission Formula

Under $4,999

$42 + .0075 of the principal dollar amount

$5,000—$11,999

$50 + .0065 of the principal dollar amount

$12,000—$21,999

$60 + .005 of the principal dollar amount

$22,000—$49,999

$80 + .004 of the principal dollar amount

$50,000—$299,999

$100 + .0035 of the principal dollar amount

Over $300,000

$150 + .003 of the principal dollar amount
 

Minimum commission charge:

$45

Minimum per share commission charge:

$0.05

Maximum per share commission charge:

$0.60 on the first 100 shares

 

$0.50 on 101 shares and above

Options

Principal Value Commission Formula

Under $3,000

$40 + .013 of the principal dollar amount

$3,000—$9,999

$40 + .010 of the principal dollar amount

Over $10,000

$40 + .007 of the principal dollar amount
 

Minimum commission charge 1-10 contracts:

$40 + $3 per contract

Minimum commission charge over 11 contracts:

$40 + $2.50 per contract

Maximum per contract commission charge:

$20 per contract

Bonds

US Government, Municipal, Corporate and Zero Coupon bonds

Auction and agency transactions: $50 per issue.
Secondary transactions: fee charged is a factor of the coupon, size of the order, credit quality, maturity date, other features of each issue, and is included in the price per bond.
Please contact your Registered Representative or our Trading Desk toll-free at 1.800.229.0205 option 1 for additional information.

Mutual Funds

No-load funds: $25 transaction fee per security.
Load Mutual funds and Unit Investment Trusts are charged as indicated in the prospectus.

Margin Accounts

Debit Balance Pershing Base Lending Rate plus

Over $50,000

0.75%

$30,000—$49,999

1.50%

$10,000—$29,999

2.00%

Under $9,999

2.75%
 

Required minimum equity is $2,000.00

Miscellaneous Fees

IRA Accounts

Non Activity Fee (Based on Calendar year January through December)

If account value is less than $49,999

$50

If account value is more than $50,000

$0

IRA Accounts (Traditional IRA and Roth IRA)

Annual Custodian Fee

If account value is less than $49,999

$35

If account value is more than $50,000

$0

Simple IRA, Qualified Retirement Plans (SEP, Profit sharing, Money Purchase, etc.)

If account value is less than $49,999

$50

If account value is more than $50,000

$0

Roth Conversion Fee

$50

IRA, SEP, Simple, Roth IRA, Qualified Retirement plans account termination fee

$75

Wire Fee

$20

Returned Check Fee

$30

Statement copies (per copy)

$5

Overnight Fee

$12

General Research Fee (per item)

$25

Cost Basis Research Fee (basic research up to 10 items)

$25

Cost Basis Research Fee (complex research)

Negotiated

Reorganization

Voluntary Tender Fee (per item)

$20

Physical Tender Fee (per item)

$20

Margin/Cash Trade Extension

$20

Outgoing transfer fee

$75

Foreign Securities Surcharge

$75

Foreign Fixed Income Securities Clearance

$50

Foreign Securities Safekeeping (per position per month)

$5

Direct Registration Fee

$10

Confirmation Handling Fee

$3

Legal Transfer/Accommodation Transfer/Restricted Stock

$60

Transfer & Ship Certificate (per item)

$60

Securities Safekeeping charge (per position per month)

$2

Equity/ETF Dividend Reinvestment

$1

Special Products Held In Retirement Account Fee (Annual per position)

$35

Basic Quarterly Performance Reports (per account per year)

$75

Enhanced Quarterly Performance Reports (per account per year)

$125
 
The above fees are First Citizens Investor Services fees and do not reflect other standard nominal charges levied by the securities industry. All rates, fees and commissions are subject to change without notice.

INVESTMENTS IN SECURITIES, ANNUITIES AND INSURANCE

Not Insured by FDIC or any Federal Government Agency

May lose value

Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate

Brokerage services are offered through First Citizens Investor Services, Inc. Member FINRA/SIPC