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Navigation Path: Home > Personal Services > Savings, CDs & IRAs > Military Savings Larger Type|Smaller Type|Print

Military Savings

Military Savings is specifically designed for men and women serving in the military. It offers tiered interest rates to grow wealth, the peace of mind of FDIC insurance, and the convenience of worldwide access to your funds.

Other features include:

  • Open an account with as little as $100.

  • Keep a daily ledger balance of $300 or more to avoid monthly maintenance fees.

  • Make deposits with an automatic deduction from your checking account or payroll, or at any First Citizens office or full-service ATM.

  • Access your savings funds at ATMs across the country and around the world, through Personal Online Services with Bill Pay, telephone banking or at any First Citizens office.

Earn a competitive rate of interest depending on your balances. The three savings tiers are:

  • Less than $5,000
  • $5,000 to $9,999
  • $10,000 and above
 
Federal regulations restrict preauthorized fund transfers on money market investment accounts and savings accounts. You are not permitted to make more than six (6) preauthorized transfers per statement period. Preauthorized transfers include transfers to third parties by preauthorized means, automated transfers or telephonic transfers between your First Citizens Bank accounts (unless the transfer is for the purpose of repaying a loan). No more than three (3) of the six (6) preauthorized transfers may be made by check, draft, debit card, or similar order payable to a third party. There is an additional charge for excessive transfers or withdrawals. You may make unlimited withdrawals or transfers in person, by mail, and through an ATM. Continued excessive preauthorized transactions will result in the money market investment account or savings account being closed or converted to a checking account.
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