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Navigation Path: Home > Personal Services > Savings, CDs & IRAs > e.savings Larger Type|Smaller Type|Print

e.savings

Saving is an important part of your overall financial well-being. An e.savings account that offers a competitive interest rate on low account balances is a great option for first-time savers or anyone who wants convenient access to their money while it earns interest. Best of all, you can open your e.savings account at your convenience, anytime, online.

e.savings is perfect for starting your savings plan. You'll benefit from:

  • Low initial deposit
  • Interest that is compounded daily and credited to your account monthly
  • A Visa® Check Card or ATM card that allows you to make deposits1, withdrawals or transfers at your convenience
  • Automatic enrollment in Free Personal Online Banking and Bill Pay - accessible 24 hours a day, seven days a week
  • Online access to view your statements

Open New Account

 
Federal regulations restrict preauthorized fund transfers on money market investment accounts and savings accounts. You are not permitted to make more than six (6) preauthorized transfers per statement period. Preauthorized transfers include transfers to third parties by preauthorized means, automated transfers or telephonic transfers between your First Citizens Bank accounts (unless the transfer is for the purpose of repaying a loan). No more than three (3) of the six (6) preauthorized transfers may be made by check, draft, debit card, or similar order payable to a third party. There is an additional charge for excessive transfers or withdrawals. You may make unlimited withdrawals or transfers in person, by mail, and through an ATM. Continued excessive preauthorized transactions will result in the money market investment account or savings account being closed or converted to a checking account.
1 Deposits can be made at First Citizens full-service ATMs only.
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