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Navigation Path: Home > Personal Services > Savings, CDs & IRAs > Regular Savings and Money Market Savings Larger Type|Smaller Type|Print

PERSONAL SERVICES

Savings, CDs & IRAs

Regular Savings and Money Market Savings

Regular Savings and Money Market Savings

Regular Savings

Perfect for those just starting to save, you can open a Regular Savings account with a low initial deposit. Interest is compounded daily and credited to your account monthly. Use your Visa Check Card or ATM card to make deposits,1 withdrawals or transfers. You'll receive a semi-annual statement or a combined checking and savings monthly statement at your request. Minors age 17 and under pay no monthly service charges.

Money Market Savings

Money market accounts deliver a better interest rate on your savings, with easy access to your funds. Since the interest rates are tiered, the higher your balance, the more you earn. Unlimited withdrawals and transfers in person or at an ATM make it a superior way to save, without tying up your money.

 
Federal regulations restrict preauthorized fund transfers on money market investment accounts and savings accounts. You are not permitted to make more than six (6) preauthorized transfers per statement period. Preauthorized transfers include transfers to third parties by preauthorized means, automated transfers or telephonic transfers between your First Citizens Bank accounts (unless the transfer is for the purpose of repaying a loan). No more than three (3) of the six (6) preauthorized transfers may be made by check, draft, debit card, or similar order payable to a third party. There is an additional charge for excessive transfers or withdrawals. You may make unlimited withdrawals or transfers in person, by mail, and through an ATM. Continued excessive preauthorized transactions will result in the money market investment account or savings account being closed or converted to a checking account.
Balances under a certain level may incur monthly service charges.
1 Deposits can be made at First Citizens full-service ATMs only.
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