First Citizens Bank

Savings, CDs and IRAs

From teenagers to retirees, we offer a range of savings and retirement accounts to suit your every need.

• Account Comparison Chart

  See all of our savings accounts in a simple, easy to read chart to help you find the right one for your needs. Whether you have $100 or $10,000, we have an account that can help you reach your savings goals.

• Regular Savings and Money Market Savings

  Whether you are just starting to save or you are looking to earn higher rates on your savings balance, First Citizens has an account for you. Learn more about the different accounts we offer to help you save and grow your money and find out which option works best for you.

• FreeMoney Bonus Savings Account

  Other bank savings programs just help you save your own money. First Citizens gives you FreeMoney - just for using your check card. The way we see it, it's not much of a bonus when your bank just moves money from your checking account to your savings account. That's why we give you actual bonus dollars.

• e.savings

  Enjoy a low minimum balance and easy access to your money with e.savings from First Citizens.

• Military Savings

  Military Savings is specifically designed for men and women serving in the military and offers tiered interest rates.

• U.S. Savings Bond Maturity Information

  Visit the Bureau of the Public Debt for detailed information about U.S. Savings Bonds.

• Certificates of Deposit (CDs)

  We offer a variety of CDs, all with competitive interest rates. All Quest customers earn special interest rates on 6- to 17-month CDs of $5,000 or more.

• Retirement Accounts and Education Savings Accounts

  Retirement accounts and savings accounts are a great way to start saving for your future. We offer a variety of tax-deferred IRA investments^* to suit your needs. Our financial experts can help you decide which account is right for you.

• Roth IRA

  Earnings on Roth IRAs are tax-free (as opposed to tax-deferred) at retirement, while contributions are made with after-tax dollars.

• Traditional IRA

  With contributions often tax-deductible and tax-deferred earnings until retirement, this is one of the most popular IRA investments.