Visa® Check Card

Here’s the card that can simplify your life. It works like a check and it doubles as your ATM card. And, since it’s part of the Visa network, you can use it at any Visa merchant to make purchases.

When you use your check card to make a purchase, the transaction is automatically deducted from your checking account. There’s no need for you to write a check or carry cash. Your check card even doubles as your ATM card, allowing you to make deposits1, cash withdrawals, transfers and access account information. You can view your check card transactions described in detail on your monthly checking statement and through First Citizens Online Banking. You can also access your money at ATMs around the world displaying the AFFN®, STAR®, PLUS®, or Visa® logos.

Use your check card. Earn FreeMoney.

Earn money and grow your savings with the First Citizens FreeMoneySM Bonus Program just by using your Visa Check Card. And it couldn't be simpler. Open a personal checking account, a FreeMoney Bonus Savings Account, then start using your check card. At the end of every month, we'll deposit free bonus dollars into your Bonus Savings Account.

Pay Bills using your Visa Check Card

Many merchants and service providers will accept Visa Check Cards for Automatic Bill Payment.

Save today when you shop online!

Reward yourself with special discounts from select merchants when you use your First Citizens Visa Check Card.

Protect Yourself with Verified by Visa

Enjoy the extra security of Verified by Visa when using your First Citizens VisaŽ Check Card. With this program you're adding an increased level of protection every time you use your First Citizens check card, making your online purchases more secure than ever. Once enrolled, you will use your new password whenever you shop at participating stores online. With this free service you will have the added assurance that shopping with your First Citizens Visa Check Card is safer than ever.

1 Deposits can only be made at First Citizens full-service ATMs.