Checking for Military

First Citizens has a long-standing commitment to serving military officers and enlisted personnel throughout our history – especially in 1939, when we were the first bank in the United States to open an office on a military base.  Today, we’re proud to offer customized packages of specially priced accounts and services, credit assistance and worldwide access for military personnel and their families.

Available with any Military checking package: FreeMoney!

First Citizens offers a way to earn money and grow your savings just by using your check card. And it couldn't be simpler. With the First Citizens FreeMoney^SM Bonus Program you could be earning FreeMoney for something you are doing every day - using your check card.

Liberty Classic^SM Checking

Liberty Classic Checking is available to active-duty military personnel, full-time Reserve members and full-time Guard members.  With direct deposit of payroll and a low minimum initial deposit, you are also able to access free Personal Online Services with Bill Pay.

Other features include:

• No minimum balance requirements, no monthly service charges and unlimited check writing as long as direct deposit of your payroll is maintained with First Citizens.

• Free first order of specially designed checks, plus a discount on future orders of military account checks.

• Visa^® Check Card, for immediate access to the funds in your Liberty Classic account virtually anywhere in the world where Visa cards are accepted.

• No First Citizens ATM fees on the first two non-First Citizens ATM transactions each statement cycle.¹

• Overdraft protection options available.

• Unsecured installment loan up to $1,000.

• Vehicle loan up to $15,000.

• Access to the First Citizens Military Savings account with tiered interest rates.

• FreeMoney Bonus Program

Liberty Advantage^SM Checking

Liberty Advantage Checking is available to officers and full time non-commissioned officers. With direct deposit of payroll and a low minimum initial deposit, you are also able to access free Personal Online Services with Bill Pay.

Other features include:

• No minimum balance requirements, no monthly service charges and unlimited check writing as long as direct deposit of your payroll is maintained with First Citizens.

• Free first order of specially designed checks, plus a discount on future orders of military account checks.

• Visa^® Check Card, which gives you immediate access to the funds in your Liberty Advantage account virtually anywhere in the world where Visa cards are accepted.

• No First Citizens ATM fees on the first five non-First Citizens ATM transactions each statement cycle. ¹

• Overdraft protection options available.

• $500 toward the origination fee on a First Citizens mortgage.

• Access to the First Citizens Military Savings account with tiered interest rates.

• FreeMoney Bonus Program