Additional Checking Accounts

Use your check card and earn FreeMoney with the First Citizens FreeMoney^SM Bonus Program. Earn cash back for every day purchases and watch your savings grow!

Checking with Interest

With First Citizens Checking with Interest you earn interest on your deposited balances while still having easy access to your funds.

• Interest-bearing account
• Low initial deposit
• Avoid monthly service charges with a minimum or average daily account balance
• Unlimited check writing
• Overdraft protection options available.
• Free Personal Online Services with Bill Pay 24 hours a day, 7 days a week

Free Checking

Free Checking is a no-frills account.

• Low initial deposit
• Unlimited check writing
• No monthly service charges
• No minimum balance required
• No monthly fee for Visa^® Check Card
• Overdraft protection options available.
• Free Personal Online Services with Bill Pay 24 hours a day, 7 days a week

QuickSilver ^SM

QuickSilver is a hassle-free package especially designed for students.

• Low initial deposit
• No minimum balance required
• No annual fee credit card (you must be a student)
• No First Citizens ATM fees for the first two transactions per statement period at any non-First Citizens ATM
• No monthly fee for Visa^® Check Card
• Overdraft protection options available.
• Free Personal Online Services with Bill Pay 24 hours a day, 7 days a week