Checking Account Comparison Chart:West Virginia |
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| Account Characteristics |
Free Checking |
QuestSM | UltraQuest® | Checking W/Interest |
|
| Interest-Bearing | No |
Yes |
Yes |
Yes |
|
| Transaction Activity | Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
| Minimum Opening Deposit | $50 |
$200 |
$100 |
$100 |
|
| Balance and/or Other Requirements to Avoid Monthly Fees | None |
$2,500 minimum combined balance in Regular Savings or FreeMoney Bonus Savings OR $5,000 minimum in Tiered Money Market Savings (TMMS) OR $10,000 minimum combined balance in checking, Regular Savings, TMMS, CDs, IRAs1 or Investor Services (IVS) 2 OR an EquityLine of $10,000 or more OR an existing EquityLoan account. |
$25,000 minimum combined balance in checking, Regular Savings, FreeMoney Bonus Savings, Tiered Money Market Savings (TMMS), CDs, IRAs1or Investor Services (IVS)2 |
$600 minimum balance OR $2,000 average daily collected balance |
|
| Online Banking | Free |
Free |
Free |
Free |
|
| Online Bill Pay | Free |
Free |
Free |
Free |
|
| Overdraft Protection | Yes |
Yes |
Yes |
Yes |
|
| FreeMoney Bonus Program | Yes |
Yes |
Yes |
Yes |
|
| Fees: | |||||
| Overdraft Protection Transfers | $5.00 |
None |
None |
$5.00 |
|
| Monthly Maintenance Fee | None |
$16.00 |
$25.00 |
$10.00 |
|
| Per Check Fee | None |
None |
None |
None |
|
| Per Electronic/ ATM Fee | None |
None |
None |
None |
|
| Per PIN-Based Transaction | None |
None |
None |
$.30 |
|
| Non-Proprietary ATM Fee | $2.00/transaction |
None |
None |
$2.00/transaction |
|
| Check Handling: | |||||
| Check Safekeeping | No Charge |
No Charge |
No Charge |
No Charge |
|
| Check Imaging 3 | No Charge |
No Charge |
No Charge |
No Charge |
|
| Check Return | Not Available |
$10.00 |
$10.00 |
$10.00 |
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