First Citizens Bank

Credit Cards, Loans and Mortgages

Your lifetime goals depend on your financial standing. Yet life is so fast-paced that often it's hard to focus on the long-term. We understand how important credit is to helping you achieve your goals. We offer a variety of essential and convenient credit services to help you build a healthy credit history.

• Credit Cards

  We offer extensive credit card services to suit every need. Plus, our exclusive BankMiles^® program will help you earn travel benefits from every dollar you charge.

• Home Equity

  Use the equity in your home to borrow money at great rates. In many cases the interest you pay is tax-deductible.¹

• Personal Loans

  Whatever you need money for: a car, a boat or a home improvement, we can help. Our fixed term loans can help you get the money you need when you need it.

• Mortgages

  A home is the largest and most important purchase most people ever make. Our Mortgage Bankers are experts in helping you find the loan that works for you.

• Order Your Credit Report

  Protecting your credit is an important part of a healthy financial life. Learn more about credit reports and how you can order your report securely online.

• Get Smart About Your Credit

  Need help understanding a credit card bill; calculating the true costs of paying only the minimum balance each month; understanding credit scores; and finding the right credit card?