First Citizens Bank

Additional Services

In addition to all of our other services, First Citizens provides International Services, an extensive branch and ATM network and Telephone Banking.

• FreeMoney Bonus Program

  First Citizens offers a way to earn money and grow your savings just by using your check card. And it couldn't be simpler. Open a personal checking account and a FreeMoney Bonus Savings Account, then start using your check card. At the end of every month, we'll deposit free bonus dollars into your Bonus Savings Account - which you can access anytime.

• It Pays to Share

  A program that rewards you for encouraging your friends and family to bank with First Citizens. For every person you refer who opens a new qualified First Citizens checking account, we'll give you both $25. It's just our way of saying thank you for choosing First Citizens to help you meet your financial goals.

• Overdraft Protection

  Checkline Reserve® provides protection from accidental overdraft by automatically transferring money into your checking account. Or, you can write yourself an instant loan - anywhere, anytime.

• Identity Theft Protection Program

  Protect yourself and your personal information from theft or fraud with Identity Theft Protection from First Citizens Bank.

• Personal Online Services with Bill Pay

  Personal Online Services with Bill Pay is a secure web-based service that lets you complete many personal financial transactions online. All you need is an Internet connection and a First Citizens Visa^® Check Card or ATM card. Personal Online Services with Bill Pay is available to all First Citizens customers at no charge. So no matter where you are, no matter what time of day, you can access your First Citizens accounts.

• Customer Contact Center

  When you dial 1.888.FC DIRECT (1.888.323.4732), you're just a touch away from all the information you need. Our automated customer service is available 24 hours a day, 7 days a week. Or you can speak to a customer service representative from 7:00 a.m. — 11:00 p.m. ET, any day of the week.

• International Services

  More and more of us are living in a global economy. First Citizens can help you maneuver in it.

• Branch/ATM Locations

  At First Citizens, flexibility is more than just talk. We offer options that make accessing — and managing your finances easier.

• Visa^® Gift Cards

  Searching for the perfect gift? For holidays and birthdays, graduations or just to say thank you, the First Citizens Visa Gift Card is always just right. It's a prepaid gift card. It's not a credit card. And it's more convenient and flexible than a store gift certificate. There is no waiting at the bank to cash a check, and it feels more personal than cash. It's a prepaid gift card, and it is welcome everywhere Visa signature debit cards are accepted. Use it to make store purchases, at restaurants, hotels or even when shopping online. It's fun, and it's always the perfect gift. Visa Gift Cards are not FDIC insured.

• Order Your Credit Report

  Protecting your credit is an important part of a healthy financial life. Learn more about credit reports and how you can order your report securely online.

• Order Checks Online

  First Citizens Bank is pleased to offer checks and checking accessories from Clarke American. Click here and you can log into Clarke American online to order supplies for either your personal or your business checking accounts.

• Bank at Work for Employees

  The First Citizens Bank at Work program is an exciting program we've developed to give the employees of qualified businesses valuable benefits when they open a Bank at Work account at First Citizens. These benefits include money-saving offers on a personal checking account, CDs, personal credit cards, mortgages, Wealth Management Services and other banking services.