Online Services Comparison Chart |
 Back to BOB Advantage Features |
| BOB Advantage Basic |
BOB Advantage Plus |
BOB Advantage Small Business Direct Deposit |
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| Services and Features Information Reporting |
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View previous-day account balances and transactions |
13 mos. |
13 mos. |
13 mos. |
View paid checks, deposit and deposit items and return item images |
Yes |
Yes |
Yes |
View intra-day account balances and transactions |
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| Payments & Transfers | |||
Transfer funds between First Citizens accounts |
Yes |
Yes |
Yes |
Pay down commerical loans |
Yes |
Yes |
Yes |
Transfer funds to external accounts (via ACH) |
Yes |
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Initiate ACH transactions |
Yes |
payroll only |
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Send domestic wire transfers |
Yes |
Yes |
Yes |
Send international wire transfers |
Yes |
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Bill presentment and payment |
Yes |
Yes |
Yes |
Create transaction templates |
Yes |
Yes |
Yes |
Define transaction approval requirements |
Yes |
Yes |
Yes |
| Other Business & Treasury Services | |||
View intra-day account balances and transactions |
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Positive Pay |
Yes |
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Cash Concentration |
Yes |
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| Other Features | |||
Stop payment on a check |
single, |
single, |
single, |
Search for a check |
Yes |
Yes |
Yes |
Download account history to QuickBooks®/Quicken® using Web Connect |
Yes |
Yes |
Yes |
Download account history to a file |
BAI2, csv, tab-delimited, pdf, plain text |
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Send secure messages to the Bank |
Yes |
Yes |
Yes |
Receive alerts - balance, transaction, NSF, bank messages, positive pay exceptions, pending approvals |
Yes |
Yes |
Yes |
Generate audit and user activity reports |
Yes |
Yes |
Yes |
Grant user access to services and accounts |
Yes |
Yes |
Yes |
Order checks |
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Order check copy |
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Order statement copy |
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View e-statement |
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| BOB Advantage Basic |
BOB Advantage Plus |
BOB Advantage Small Business Direct Deposit |
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| Access | |||
Users |
Multiple users |
Multiple users |
Multiple users |
Platform |
Web-based |
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Computer/Operating System |
PC/Windows - 98, 2000, XP, Vista, 7 |
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Browser requirements |
PC - IE 7+, Firefox 3+ |
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| Enrollment | Visit branch |
Visit branch |
Visit branch |
| Fees/Pricing | Refer to Fee Schedule |
Refer to Fee Schedule |
Refer to Fee Schedule |