For your financial security

401K Plan

• Daily valuation plan
• Associates may contribute up to 100 percent of pay not to exceed IRS maximum
• Eligible to participate the first of the month following one full month of employment
• "Catch-up" contributions are allowed
• Bank matches first six percent of associate contributions at 100 percent (after one year of service)
• Bank automatically contributes three percent of your annual compensation at year end (after one year of service)
• Associate may choose from 17 investment fund options, or a combination of options
• Qualified rollovers available
• Loans available

Basic Life Insurance

• One-time annual salary provided by the bank
• Coverage is portable

Basic Accidental Death and Dismemberment (AD&D)

• One-time annual salary provided by the bank

Dependent Life Insurance

• Spouse coverage available up to 50 percent of associate coverage
• Dependent children coverage available up to $10,000 for each child

Supplemental Life Insurance

• Additional life insurance available to associates for up to four times annual base salary

Supplemental Accident Death and Dismemberment (AD&D) Insurance

• Additional AD&D insurance available up to $250,000 for associates and dependents

Travel Accident Insurance

• Coverage provided by the bank
• Coverage for an additional $200,000 when traveling on bank business

Health Care Flexible Spending Account

• Option to contribute on a pre-tax basis
• Weekly reimbursement of eligible health care expenses paid to associates from the account

Dependent Care Flexible Spending Account

• Option to contribute on a pre-tax basis
• Monthly reimbursement of eligible dependent day care expenses paid to associates from the account