Merchant Services

Our goal is to make accepting personal checks and processing credit cards convenient for you. First Citizens can help you with the fastest and most cost-effective method of accepting and processing your personal check and credit card transactions.

• Credit Card Processing

  Our goal is to make credit cards as convenient for you as they are for your customers. First Citizens can help you with the fastest and most cost-effective method of processing your credit card transactions. With next day credit for transactions deposited with us, credit card sales are almost as valuable as cash. You can choose voice authorization or electronic authorization with data capture. With everything from imprinters to signs and supplies, we're ready to serve.

• Electronic Check Services

  With Electronic Check Services, accepting personal checks from your customers is simple and risk-free. Our services—including Check Verification, Check Conversion, Check Collection and Check Guarantee—make accepting checks simpler, safer and faster.

• Merchant E-Connections

  View up to 6 months merchant history, almost real time authorizations, settled transactions, batch history and merchant statements with Merchant E-Connections reporting service. Contact our Merchant Operations department at 1.800.564.1774 or call your local merchant representative to enroll in Merchant E-Connections.