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Navigation Path: Home > Business Services > Checking, Savings & CDs > Free Business Checking Larger Type|Smaller Type|Print

Free Business Checking

Free Business Checking — a practical banking account for companies with limited transactions — can help you save time and money in the day-to-day management of your business finances.

If you have 175 or fewer business banking transactions each month, it’s free: No monthly maintenance fee. No minimum balance. No transaction fees for individual items.1

And there’s more: A free business check card... and free business online banking, for fast, secure and easy banking over the Internet.

This straightforward, uncomplicated approach to banking provides the essential services that your business needs, with the simplicity and affordability that you desire. It’s just that simple.

Additional benefits:

  • No minimum balance
  • No maintenance fee
  • Free transactions — up to 175 items each month1
  • Free enrollment in business online banking
  • Free business check card
  • Free coin and currency deposits — up to $5,000 each month2
  • Unlimited use of First Citizens ATMs
  • Only a $100 deposit needed to open your account
 
All checking accounts are subject to approval.
1 First 175 transactions processed per statement period have no charge. Each additional transaction processed in excess of 175 per month is $.35 per item. Transactions include all debits, credits and deposited items.
2 Free coin and currency processing up to $5,000 per statement period; deposits in excess of $5,000 per month are subject to a fee of $1.20 per $1,000 deposited. Other account and transaction-related fees may apply; refer to the Disclosure of Products and Fees-Business Accounts for details.
Member FDIC Equal Housing Lender