Commercial Image Cash Letter

Improve your cash flow with Online Imaging Technology

Rapidly evolving banking technology and changing regulations are creating new opportunities to reduce costs, save time and improve your cash flow. At First Citizens Bank, we are committed to delivering all these benefits to your business with our Commercial Image Cash Letter; an image based, paperless check deposit technology. This service enables you to use your existing imaging infrastructure to capture the images of both business and consumers checks and transmit them to First Citizens for processing.

Convenience

With our Commercial Image Cash Letter, you simply collect the checks for deposit, scan them and transmit them to First Citizens for clearing, using our secure online file transfer system.

Your business will:

• Save time and money - No more shipping your checks to the branch or processing center. Just transmit your deposit file online when it’s ready.
• Obtain increased productivity - With the increased speed and added convenience of paperless check deposits, your staff will have more time to allocate to other important tasks.
• Receive enhanced funds availability - Our extended deposit deadlines give you more time each day to make your deposits and potentially accelerate access to your funds.

Security

With the First Citizens Commercial Image Cash Letter, your business has three options for securely transmitting your deposit file to First Citizens. Once we’ve received and processed your deposit, an e-mail confirmation will be sent to you.

Comprehensive Support

First Citizens is here to help you through the entire process, from start to finish.

• Implementation assistance - An experienced specialist will work with you to help you select the best connectivity option as well as provide you with the file specifications. We will also assist you with developing and testing the right format for your Commercial Image Cash Letter transmissions.
• Online and by phone - You can get prompt answers to your questions. You can email Business & Treasury Services, talk with your Business & Treasury Services representative or call Business Central at 1.866.FCB 4BIZ (1.866.322.4249) between 8:00 a.m. and 8:00 p.m. Eastern time weekdays.