First Citizens Bank

Business & Treasury Services

Business & Treasury Services is about increasing efficiency for your business, reducing your costs and increasing your profits. Simple goals often demand creative solutions. Our comprehensive solutions put your money where it's needed most to cut costs and increase your bottom line.

• New ACH Rule Change

• Collection

  Improve the process of collecting your company's receivables. Preauthorized automatic drafts help you collect monthly payments from your customers' accounts and deposit them into your account. Boost your cash flow, save money on check processing and improve cash forecasting.

• Disbursement

  Enhance your control over disbursements (your payments) while also having more effective information for accounting purposes.

• Information Management

  Information services provide the necessary detailed information about every aspect of your cash management system. This includes online systems and detailed accounting reports.

• Investment

  Deposits can be automatically transferred to pay down a line of credit or the available cash balances can be automatically invested with a link between your master checking account and related accounts or selected short-term investment alternatives.^*

• Payroll

  First Citizens can reduce your payroll related expenses and at the same time provide a safer, more convenient way for your employees to receive their pay to satisfy the unique requirements of your business.