First Citizens Bank

Bank at Work for Employees

Welcome to the First Citizens Bank at Work program. This is an exciting program we've developed to give the employees of qualified businesses valuable benefits when they open a Bank at Work account at First Citizens. These benefits include money-saving offers on a personal checking account, CDs, personal credit cards, mortgages, Wealth Management Services and other banking services.

Now available with Bank at Work: FreeMoney!

First Citizens offers a way to earn money and grow your savings just by using your check card. And it couldn't be simpler. With the First Citizens FreeMoney^SM Bonus Program you could be earning FreeMoney for something you are doing every day - using your check card.

As an employee of a qualified Bank at Work business, you will receive:

Bank at Work Checking Account

• A Bank at Work checking account with interest and no minimum balance requirement and no monthly service charges¹

• Free checks

• No First Citizens ATM fees on two non-First Citizens ATM transactions² each statement cycle

• Overdraft protection

Bank at Work Savings Account

• A Bank at Work Savings account with no minimum balance and no monthly service charges

Certificates of Deposit (CDs)

• Preferred rates on CDs

Mortgages

• $500 towards the mortgage loan origination fee when applying for a First Citizens mortgage

Wealth Management Services³

• Free financial evaluation.

Visa® Check Card

• No monthly fee.

• Debits automatically deducted from your Bank at Work checking account

Other Banking Services

• Free 3 x 5 safe deposit box or a credit toward the annual rental fee on a larger box (subject to availability).

• Free Personal Online Services with Bill Pay.

• Complimentary traditional traveler's checks, cashier's checks, money orders, and notary service (where available).

To find out more about Bank at Work contact your local First Citizens office.