First Citizens Bank

Bank at Work for Employers

Welcome to the First Citizens Bank at Work program. This is an exciting program we've developed to give your employees valuable benefits when they open a Bank at Work account at First Citizens. These benefits include money-saving offers on a personal checking account, CDs, personal credit cards, mortgages, Wealth Management Services and other banking services. Best of all, this program is at no cost to you.

With the Bank at Work program, employees will receive:

Bank at Work Checking Account

• A Bank at Work checking account with interest and no minimum balance requirement and no monthly service charges¹

• Free checks

• No First Citizens ATM fees on two non-First Citizens ATM transactions² each statement cycle

• Overdraft protection

Bank at Work Savings Account

• A Bank at Work Savings account with no minimum balance and no monthly service charges

Certificates of Deposit (CDs)

• Preferred rates on CDs

Mortgages

• $500 towards the mortgage loan origination fee when applying for a First Citizens mortgage

Wealth Management Services³

• Free financial evaluation.

Visa® Check Card

• No monthly fee.

• Debits automatically deducted from your Bank at Work checking account

Other Banking Services

• FreeMoney Bonus Program

• Free 3 x 5 safe deposit box or a credit toward the annual rental fee on a larger box (subject to availability).

• Free Personal Online Services with Bill Pay.

• Complimentary traditional traveler's checks, cashier's checks, money orders, and notary service (where available).

To find out more about Bank at Work contact your local First Citizens office.